529 Limits 2024 Wisconsin Government. How much can you save in a 529? “starting in 2024, the secure 2.0 act allows savers to roll unused 529 funds into the beneficiary’s roth ira without a tax penalty,” says lawrence sprung, author of financial.
Although these may seem like high caps, the limits apply to every type of 529 plan. To qualify as a 529 plan under federal rules, plan balances cannot exceed the expected cost of a beneficiary’s qhee.